High-risk merchant accounts, by industry.
Lawful businesses in categories that mainstream payment providers decline or misunderstand. Eligibility always depends on jurisdiction, licensing, compliance and acquiring-partner requirements.
Subscription businessesSaaS, memberships, boxes and recurring services.
Digital servicesSoftware, downloads, online tools and virtual goods.
TravelAgencies, tour operators, accommodation and transport.
Online marketplacesTwo-sided platforms with many sellers and payouts.
GamingVideo games, esports, skill gaming and licensed iGaming.
DatingDating apps, matchmaking and social platforms.
NutraceuticalsSupplements, vitamins and wellness products.
CBDLawful CBD and hemp-derived products.
Crypto & Web3Exchanges, on-ramps, wallets and Web3 services where licensed.
Forex & financial servicesLicensed brokers, trading platforms and financial products.
E-commerceOnline retail, DTC brands and high-volume stores.
Content platformsCreator platforms, streaming and paid communities.
Ticketing & eventsEvents, festivals, venues and ticket platforms.
High-volume businessesMerchants processing €1M+ per month.
Cross-border commerceBusinesses selling into markets where they are not established.
AdultLawful adult content and services, where supported by acquiring partners.
Telehealth & telemedicineOnline clinics, prescriptions and remote care platforms.
Continuity & trial billingFree trials, negative-option and continuity subscription models.
Credit repairCredit repair, credit counselling and financial coaching.
MLM & direct salesMulti-level marketing, network marketing and direct-sales companies.
Vape & e-cigarettesE-cigarettes, vaping products and e-liquids, where lawful.
Peptides & research compoundsResearch peptides, compounds and lab supplies sold lawfully.
Not listed? Many businesses fall between categories. Submit a review and we will tell you what is realistic.