Compliance

Complex businesses are only bankable when they are compliant businesses. Our compliance approach exists to keep clients processing — with the right partners, on defensible terms — not to create friction.

Know your business, know your customer

Every client is subject to due diligence: verification of legal entity, ownership and control (ultimate beneficial owners), directors, licensing and business model. Documentation requirements follow the standards of the acquiring partner and the jurisdictions involved.

Anti-money-laundering and sanctions

We screen clients, owners and, where relevant, counterparties against applicable sanctions lists and politically-exposed-person databases. We do not arrange services for sanctioned persons or entities, for activity in sanctioned territories, or for any business seeking to evade financial regulation. Suspicious activity is reported where legally required.

Card-scheme rules

Visa, Mastercard and other scheme rules govern merchant category assignment, descriptor standards, subscription disclosure, content standards, chargeback monitoring and the prohibition of transaction laundering. We help clients meet these rules and structure multi-acquirer setups transparently, never to disguise volume or evade monitoring.

Licensing

Regulated categories — gaming, financial services, crypto-asset services, lending, pharmaceuticals and others — require valid licences in each jurisdiction served. Licence verification is part of every review.

Data protection and security

Application and onboarding data is handled under our privacy policy, transmitted over encrypted connections, and stored with restricted access. Card data is never handled by this website; where KLAUDE provides payment technology, it is designed to meet PCI DSS requirements. [LEGAL REVIEW: state PCI status and certifications once obtained.]

Our regulatory status

Klaude LLC arranges and coordinates payment services provided by licensed acquiring banks, payment institutions and other regulated partners. [LEGAL REVIEW: state whether KLAUDE is registered as an agent, distributor or otherwise regulated in any jurisdiction, and which services it provides directly.]

Questions

Compliance enquiries: support@klaudepay.com.